DEAR OWNERS,

Who else wants to upgrade your property and earn additional income

WITH NO STRESS?

With the right knowledge and proven strategies,

YOU CAN NOW ACHIEVE AND START PROGRESSION FOR YOUR RETIREMENT FUNDS AND LUXURIOUS LIFESTYLE

With a full-proof plan, many HDB owners managed to upgrade hassle-free and live without the stresses of mortgage loans.

There is so much benefit from when you make the right choices, and the first right choice to make now is to reach out to me to explore your options and see how you can make your hard-earned money work for you.

There are lots of options available for you!

Now is the optimal time for you to make a life-changing decision to enjoy a huge leap in this rat race and seize the opportunity to provide your family with the best while you still harness the capacity to work hard.

Have you ever asked yourself?

Am I really able to upgrade?

Am I earning enough to afford it?

Is upgrading only for the rich?

It is possible to upgrade in a safe & stress free manner by having right plans & strategies.

Buying high does not mean you will not make money, it is more important to get the facts right and not speculate. Speculation puts you at risk, clarity through proper guidance helps you make discerning choices that go on to earn you good money.

In today's market, there are still people making money from property.

Do you wish to be like them?

Many clients earning $5k to $6k salaries have come to me with the same worries. However, with my meticulous financial planning and step-by-step Asset Progression Strategies, they have since upgraded comfortably and are clear about their investment road map for the next 5 to 10 years.

Can you also be like them?

They are one step closer to achieving the lifestyle of their dreams.

TAKE ACTION NOW! NEW FINANCIAL POSSIBILITIES AWAITS YOU!

Getting your dream home is very important and we want to bring you the key essentials steps
to make this journey a great and memorable one.

Let’s meet for a NON-OBLIGATORY & FREE sharing session and we would show you how!

You need to know how to use your CPF CORRECTLY and EFFICIENTLY!

LOCKING AWAY ALL YOUR CPF IN YOUR HDB IS EATING AWAY YOUR WEALTH

With all or most of your CPF dumped into your HDB flat, you lose ​ ​​
1. the 2.5% interest you can earn from leaving it inside CPF, ​​​​​
2. the accrued interest of 2.5% to pay back when you eventually sell ​​​ ​​
That is 5% TAKEN AWAY from you, year after year.

A GREAT OPPORTUNITY IS AT YOUR DOORSTEP RIGHT NOW

WITH A GUIDED ACTION PLAN AND PROVEN ASSET PROGRESSION STRATEGIES, YOU CAN:
#1. ELEVATE you and your family to financial freedom
#2. GROW your asset portfolio through STABLE property investment plans ​​
#3. GENERATE passive income with minimal to zero extra financial commitment ​​
#4. MAINTAIN a healthy amount of cash reserve funds for rainy days ​​
#5. RETIRE earlier with a secure safety net

Seize this opportunity and you will find yourself getting closer to the lifestyle you have always dreamt of.

As a property investor and owner,  with field-tested and proven marketing strategy, we will guide you step by step to upgrade and make your property work for you instead

Purchasing a property is probably one of the biggest decisions you have to make in life.

Hi, We are Nelson and Cheryl

Your trusted Property agent in Singapore

In our initial years of my real estate career, we always believe that keeping a HDB is a must as these were the beliefs that were pass down by our parents. Little did we know that we would be able to afford to upgrade to private property and grow our wealth since then. From only wanted to own a HDB, today we own more than 4 properties! The reason why we believe in real estate so much is because we witnessed how it can help people grow their wealth if planned correctly. ​

​ Having accrued over 15 years of experience each in the real estate industry. We have witnessed various cooling measures that have been implemented. What we realized is that everyone wants to time the market. Many of our clients that met us understands that we determine the right property base on facts and figures but NOT emotion. They also regretted missing their opportunity and wished they had met us earlier.  Just by following a safe and structured property investment system, I believe many can also build a beneficial portfolio. That is why we hope to continue sharing what we have learnt over the years to help our clients to enjoy financial stability through real estate in years to come.

Your Property, Our Priority

"We want to help our clients achieve retirement earlier especially those who think they cannot do it. It is our wish for our clients to enjoy financial abundance and stability."

With over 15 years of valuable experience, I have made it a REALITY for many of my clients. Best of all, they did it without stress on their finances.

Do you want to be the next?

You deserve more, transform your life for the better

Due to lack of understanding, many Singaporeans assume that their dream of having properties are out of their reach. As a property agent, we provide researched analysis to lower your risk and creative solutions to customized for your property asset progression.

Purchasing a property is probably one of the biggest decisions you have to make in life.

DEAR HOME OWNERS, FIND OUT HOW YOU CAN...

​Build an extra stream of income without risking your hard-earned cash on unpredictable investments?
Generate passive income consistently
 every month with little effort and time by a systematic plan?
Achieve your financial life goals sooner
with a simple yet meticulously planned process?
Discover high upside potential property
 which is undervalued so that you can lower your risk and profit with my “buy low sell high” method?
Upgrade to private property
without using any extra funds and create pool of reserve funds
Own multiple properties

WHAT WE WANT TO HELP YOU ACCOMPLISH...

A minimum of 2 properties before retirement at age 65!
so YOU can have choices like...

Option 1

PROPERTY A

Own Stay

PROPERTY B

Rent Out

With the rental income, you don't have to just rely on your monthly salary.
This means you can stop worrying about the high cost of living in Singapore.

Option 2

PROPERTY A

Own Stay

PROPERTY B

Rent Out

With the funds from selling one property, you will have a huge amount
of cash to retire comfortably without stress.

Option 3

PROPERTY A

Own Stay

PROPERTY B

Rent Out

If you wish to, you can even sell both properties to own a fully paid HDB flat
with a huge reserve fund to comfortable retire and enjoy your golden years.

Let's take Mr. & Mrs. Ng for example...

Mr. and Mrs. Ng were staying in their private property and were saving as much as they can to own a second property so that they can get passive income to retire comfortably.. But due to high commitment as they have 3 young children, realizing their dream is becoming more further and further away. Because they have to fork out cash to top up their monthly installment as their reserve CPF was insufficient.  ​

With all these commitments, savings for their 2nd property purchase seems impossible especially with the top up in cash for their installment and expenses. Furthermore, due to the Total Debt Servicing Ratio (TDSR), they will have to cough out extra cash for the Additional Buyer’s Stamp Duty (ABSD) if they were to own another property.

They have 2 immediate choice:

1. Do nothing and continue with their current lifestyle hoping to pay off their property in year to come.

2. Speak to a real estate professional to seek for professional advice and learn from those who have successfully done it so that they can ultimately build a FINANCIALLY SECURE FUTURE!

What you do NEXT will DETERMINE your future!
With the right planning & strategies, many private owners have done it! 

MR. & MRS. NG TOOK ACTION IMMEDIATELY AFTER TALKING TO ME

This is how they benefited from our comprehensive sharing session:

  • Purchased a brand new condominium for their own stay
  • Own a 2nd property and generate passive rental income
  • Gain cash reserves for ‘Rainy days’
  • ALL THESE WILL NOT BE POSSIBLE IF YOU
    ONLY OWN 1 PROPERTY UPON RETIREMENT

    We do not want to have regrets when we look back on our lives in
    5 to 10 years down the road. It’s better we do the right thing when we can.
    Seize this golden opportunity on your doorstep and achieve your life goals before retirement!

    Let’s meet for a  NON-OBLIGATORY & FREE  sharing session today!

    DURING OUR SHARING SESSION, WE WILL SHARE WITH YOU:

    A Live Financial Calculation demonstration so that you can recognize your financial standing and have an overview of your current property portfolio numbers

    A 4-step process to do in-depth financial calculations which will include additional costs like legal fees, cash outlay, stamp duty, etc

    The 3 ways to analyse the available options in the property market and determine the most profitable yet undervalued property choices that are SUITABLE for you

    A far-sighted “roadmap” that will allow you to retire comfortably

    VALUABLE PROPERTY TIPS ESSENTIAL POINTS FOR
    SUCCESSFUL REAL ESTATE INVESTMENT

    Key #1: 
    Start early – For A Longer Investment Time Horizon
    Key #2:
    Do not wait to save enough for your dream home that never really happens
    Key #3:
    Plan Ahead, Prioritize – Your Lifestyle Determines How Rich You Will Get

    STILL HAVE BURNING REAL ESTATE QUESTION?

    Will I have a High Monthly installment?
    As a real estate consultant, I will never want to increase your financial commitments to the point where it becomes a huge risk/burden to you. That is why I came up with various techniques to ensure that your monthly commitments will be manageable even after owning 2 properties. ​

    It can be done with the right planning!
    What if I have Inadequate Cash Savings?
    If possible, no home owner would want to use their hard earned cash savings to own a 2nd property right? And even if they are willing, they may not have enough! Hear me out on my Asset Progression presentation to get rental income WITH LITTLE TO NO CASH TOP UP. You could be shocked at the number of options you actually have!
    Do you know which property has Great Rental Yields and Massive Upside potential?
    This is how you benefited from our comprehensive sharing session
  • Purchased a brand new condominium for your own stay
  • Gain cash reserves for “rainy days”
  • Own a 2nd property which generates a rental income around $3500.
  • What if my property cannot be rented out?
    If that is your concern then you must know where to buy! I will show you the relevant data and statistics and reveal critical market information so that you are well equipped in your decision making when it comes to properties.

    TAKE A BOLD STEP TOWARDS
    ACHIEVING YOUR LIFE GOALS!

    WHAT SOME OF OUR CLIENTS SAY...

    I was referred to Cheryl from a friend who was extremely pleased with her services when she assisted them to restructure their property portfolio. With her detailed financial plan and advices, we have upgraded and added 2 private properties to our portfolio. We are very impressed by her professional advices. 

    ZOEY PENG

    Entrepreneur
    It was really a pleasure to work with Nelson & Cheryl. They are very professional and truthful in their market analysis and always present accurate facts on their research to give us sound advice. We have chosen to own a condominium with good potential upside. We are looking forward to purchase another project in the near future with their recommendations again. 

    MR. NI

    Businessman
    With Cheryl’s vast knowledge on HDB and private properties, we have smoothly sold off our HDB within barely a month and restructure our current property and bought another condominium. She is very attentive to fine details especially so when we raise our concerns to her. Very very smooth process and we will highly recommend her services to anyone. 

    MR. & MRS. TAY

    Entrepreneur

    YOU DO NOT WANT TO MISS ON SUCH A GOLDEN OPPORTUNITY TO SKYROCKET YOUR WEALTH!

    Why not find out more so that you can be sure of your available opportunities today!

    Any questions or further inquiries?

    You will be amazed at the insights you can gain from our discussion. There are no obligations at all.

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